SEPA allows you to buy crypto through a bank transfer in Europe. Unlike other payment methods, SEPA requires you to manually complete the transfer from your banking app.
To buy crypto using bank transfer, follow these steps:
- Select the digital asset you want to buy on a partner app or website and click "Buy with Topper."
- Enter the amount you want to spend or the amount of crypto you want to buy using Topper’s calculator.
- Provide your email or sign in with Google or Apple.
- Select “Bank transfer” as your payment method, then click "View bank transfer instructions".
- Use your banking app to manually transfer the funds to the provided bank account details.
Using bank transfer for Direct Orders:
With Direct Orders, you can top up your wallet anytime by sending a bank transfer with your assigned reference code—making crypto purchases even easier.
- Once you get the bank account details to use to purchase crypto with Topper, you’ll also receive an email with the subject "Complete your bank transfer" This email contains an important reference/description code that you can use for future deposits.
- If you transfer funds from your bank to Topper using this specific reference code, the deposited amount will be automatically converted into the same digital asset and sent to the same wallet address used in your original order.
- This means you don’t need to place a new order or even to login—simply deposit funds with the correct reference code, and your crypto will be credited to your wallet.
The reference code is unique to your wallet and selected asset—to purchase different cryptocurrencies or send to different wallets, place a new order on Topper.